Lending Hand Finance

Non-conforming loans are for borrowers who fall outside traditional lending guidelines. These lenders will consider credit impairment, and various forms of income that other lenders will shy away from.

Reasons why you might need a non-conforming loan

  • You have credit impairment – including bankruptcy, history of late repayments, and defaults.
  • You are new to Australia and don’t have a credit history.
  • You are self-employed and don’t have up-to-date financials.
  • You are a casual worker or seasonal worker.
  • You are receiving Government payments, or child maintenance.

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